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NJ Oil Tank Insurance & Protection Plan

Why Us

75+

Combined Years of Experience

214

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1

Unique Team

Do you have an active underground heating oil tank? If so, you need Simple Guard — the most comprehensive oil tank protection plan on the market!


This New Jersey oil tank insurance plan provides first-rate peace of mind. In the unfortunate event that your oil tank discharges into the ground, you will be covered up to $150,000 worth of cleanup costs. This includes soil and groundwater contamination, unlike other products on the market that solely cover soil contamination.


Unfortunately, many homeowner's insurance policies do not offer this coverage or protection plan. Check your current insurance policy to see if it includes protection plans on oil-tank replacement, soil remediation, oil tank maintenance, oil leaks, corrosion, and any other type of damage. The kind of damage that can occur depends on the model of the oil tank, how well it was cared for, and whether there was any previous restoration. It's essential to consider the fact that it is the owner's responsibility to take care of their oil storage tanks, and that the liability lands on them as the property owner.


Why Do You Need Oil Tank Insurance?

Underground Oil Tank Insurance

Benefits of Simple Guard Oil Tank Insurance

Here are just a few ways in which Simple Guard is set it apart from other available products:


● You can shop for your fuel wherever you wish

● You can pull your oil tank at any time

● You can convert to gas at any time

● You can transfer to any new buyer, which is transferable to any property owner

● Simple Guard is paid monthly. After one year, it's a month-to-month contract that can be canceled at any time



What's the Process of Getting Oil Tank Insurance?

We will investigate the soils around your tank by drilling two-inch diameter holes into the soil, about seven to eight feet in depth. We'll take up to three soil borings around the perimeter of the underground oil tank. If we can prove that there's no existing leak, then you're automatically offered Simple Guard for a rate of $59 per month.


The cost of the soil investigation is $600. That includes a full soil delineation in the event we find soil contamination. We can determine how deep the contamination is and how far it traveled so that we can provide you with a fixed price. If you're not selling your home in New Jersey or the surrounding areas, we will offer you five-year financing on the cost of oil tank removal and cleanup.


If there is a claim in the first 12 months, there will be a $3,500 deductible. After the initial 12 months, the deductible drops down to $1,500 in the event of a claim. If there is no claim during the tank removal process, then there are zero deductibles. Unlike some products, Simple Guard does not require that you stick with oil for 12 months if you have a claim.


Contact Us for Oil Tank Insurance Today!

When it comes to underground oil tank protection plans, go with Simple Guard! To learn more about how we can help you and your underground storage tank in New Jersey, reach out to us today.

What Our Oil Tank Protection Clients are Saying

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